Greatest retailer bank cards in Canada
Should you spend at Loblaws, Buyers Drug Mart and Esso
PC Monetary World Elite Mastercard*
This bank card brings one thing extra to the desk–get it? Arguably the most effective no charge card credit score for groceries in Canada, the PC Monetary World Elite Mastercard earns you PC Optimum Factors quicker once you store at any of the Loblaw banner shops (Loblaws, No Frills, Superstore, Fortinos, and many others.), Buyers Drug Mart and once you refill at Esso and Mobil gasoline stations.
Get extra particulars concerning the PC Monetary World Elite Mastercard*
The way it works
You rack up the equal of 4.5% money again in PC Optimum Factors at Buyers Drug Mart and three% on groceries from Loblaws banner shops. You’ll additionally earn 30 Optimum Factors per litre of gasoline at Esso and Mobil stations—making it the most effective retailer bank cards for gasoline available on the market—and 1% in PC factors all over the place else you swipe the cardboard.
The loyalty system is straightforward to grasp: 10,000 PC Optimum Factors is equal to $10 redeemable in merchandise (or in different phrases, 10 factors = $0.01 or 1%).
You may redeem your factors at nearly 2,500 collaborating retail areas together with Loblaws banner shops and Buyers Drug Mart/Pharmaprix areas. As quickly as you attain over 10,000 factors, you current your card on the register and the respective low cost is deducted out of your invoice immediately.
Perks
This card doesn’t have an annual charge, and it gives free journey emergency medical insurance coverage for as much as $1 million for journeys of 10 days or much less. It additionally comes with automotive rental insurance coverage, buy assurance in case of theft, loss or injury after you purchase an merchandise together with your card and prolonged guarantee on sure gadgets bought with the cardboard. It additionally has a free 24/7 concierge service for dinner reservations, occasion tickets, reward supply and extra. It’s also possible to stack any PC Optimum factors you often earn on the bank card with personalised gives from the PC Optimum app, in-store factors gives or flyers.
Drawbacks
Purchases on sure gadgets, like tobacco, lottery tickets and prescriptions at shops, don’t earn you PC Optimum Factors. Additionally, when you can earn factors at Esso and Mobil gasoline stations, you can’t redeem factors at no cost gasoline.
